Worker’s Compensation Insurance

What is Worker’s Compensation Insurance?

Worker’s compensation is a form of insurance providing wage replacement and medical benefits to employees injured during the course of employment. In exchange, an employer receives coverage for all work-related accidents, as well as, a mandatory relinquishment of the employee’s right to sue for perceived negligence. Worker’s compensation is essentially a no-fault insurance program that protects both parties.

Although worker’s compensation is required by law in almost every state, each state will differ significantly in regards to stipulations and requirements. While plans may vary among jurisdictions, provision can be made for weekly payments in place of wages, compensation for economic loss (past and future), reimbursement or payment of medical expenses and benefits payable to the dependents of employees killed during employment.

At Security First Insurance Agency, we work with multiple insurance carriers, allowing us to find the perfect fit for you. Security First Insurance Agency will help you find the plan you need at the best rate. Your options will be clearly explained, and Security First Insurance Agency will work tirelessly until a policy that makes sense for you is found. Call today and let Security First Insurance Agency make life easy on you.

Click here to get a free quote!