Property & Casualty Insurance
Managing your risk in today’s increasingly complex and ever-evolving environment can be the difference between a minor business interruption and a damaging loss.
Risk is unavoidable, but it does not have to take on a life of its own. OneDigital’s business property and casualty consulting approach spans a wide range of risks, including financial, regulatory, operational and intangible assets, centered on one simple notion – protecting the business and its people. During times of volatility and shifting economics, we use a data-based, proactive approach, expertly guided to safeguard a business and its people.
Holistic Service Model
Our property and casualty insurance service model allows you to pinpoint your exposures, mitigate risk and minimize losses for businesses whose success may be impacted by any loss of property or related interruptions, providing added peace of mind and security for leaders and their people.
Strategy Focused
Beyond quoting coverages, our approach to risk management centers on leveraging benchmarking and analytic tools to uncover industry-specific insights to help minimize unforeseen risks.
Independent Model
Our independent service model enables us to work with over 500 carriers to find the most cost-effective coverage options available in the market.
High-Touch Service
Our ongoing services such as safety trainings and on-site audits help employers effectively reduce claims by bringing consistent recommendations and claims support.
Diverse Offerings
From Cyber Risk to Workers’ Compensation, business property insurance and everything in between, you can work with a single partner for a holistic approach to risk management.
Resources
whitepaper
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5 P&C Insights for Employers
Upheavals within the nation’s economy, climate, and cybersecurity landscape are forcing America’s property and casualty industry to adapt to several new challenges simultaneously. In this whitepaper, discover five major trends and forces that are changing the P&C status quo and how they may be impacting your organization's risk profile.
Case Study
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How One Healthcare Company Saved Millions With Partial Self-Funded Workers’ Compensation
When a fast-growing healthcare provider began to experience steep rises in workers' compensation premiums, OneDigital was able to help them contain costs by switching to a fixed-rate policy and introducing stop loss insurance. Learn how these changes have enabled Wheeler Health to secure millions of dollars in savings without compromising on coverage.
The Power of One
Your organization faces complex issues that are unique to your industry, which is why it’s essential to engage with a partner adept at identifying your specific needs and developing an integrated program that encapsulates P&C insurance with employee benefits insurance. With the undeniable connection between risks facing the business and its people, having a single partner that can identify and analyze medical claims, worker’s compensation benefits, the value of lost time and reduced productivity-all in relation to other business expenses will provide an invaluable edge in today’s shifting economy.
Services We Provide
Safety & Loss Control
- Safety & Loss Prevention Assessments
- Review Current Risk Control procedures
- Ergonomics Training
- Industrial Truck/Forklift Training
- Accident Investigation & Root Cause Analytics
- Mock OSHA Inspections
- Loss Control Surveys
- Safety Meeting Participation
- Claim Reviews
- Technical Resource
Claims Consulting
- Liaison between you and your carrier
- Technical Coverage Resource
- Consult on claim settlement strategies
- Support Claim Management Program
- Design Effective Claim Management Program
- Claim Advocacy
- Claim Data & Trend Analysis
- Claim Review
Technology & Analytics
- Benchmark Limits, Rates & Premium
- Claim Analytics
- Predictive Modeling
- Pricing and Risk Sharing Evaluation Models
- Loss Forecasting & Risk Retention Analysis
- Work Comp Experience Mod Analysis
- Cyber Risk and Loss Cost Estimate Analysis
Brokerage Services
- Analysis of Risk Profile
- Develop Strategies to Meet Risk Management Objectives
- Program Design, Marketing and Implementation
- Evaluate Alternative Risk Solutions
- Multinational Insurance Placements
- Risk Management Consulting
- Contract Review
- Client Education & Market Outlook
Get the solutions you need to help your business run smoothly.
Today’s evolving business climate demands a fresh approach to managing costs and risks. Contact OneDigital today to speak with an experienced member of our Property & Casualty Insurance group.
Fresh Thinking from OneDigital’s Property & Casualty Experts
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